Model your equity in 30 seconds

See your after-tax outcome before you exercise, sell, or wait

Assumptions

Live

Company name

Equity type

Shares granted

Strike price

409A / FMV price *

409A: used for tax calculations

Preferred price (optional)

Preferred: used for IPO projections

State

Filing status

Vesting duration

1-year cliff

Outcomes for Your Startup.

Scenarios

Projected vesting value

Share price

$

Exercise Now

Estimated tax owed: $0
Net gain (after tax): $0

409A/FMV is at or below strike, so there is no bargain element for this demo.

Wait for IPO

Projected value: $100,000
Tax at exit (est.): $33,390

Illustrative exit at $10 per share: 10,000 shares × $10 ($100,000 gross). Estimated exit tax uses federal + CA rates on the modeled gain where applicable.

Do Nothing

Risk of losing options if you leave: 100% of shares remain unvested, so leaving now can increase forfeiture risk.
Vested (est.): 0%
Unvested (est.): 100%
Unvested value at risk (illustrative): $10,000

4-year vest with 1-year cliff; unvested value uses 409A price × unvested % × shares.

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VestOS Analysis

Your equity could be worth $100,000

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